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Dependent Coverage to Age 26—FAQs

Under Health Care Reform, beginning with plan years starting on or after September 23, 2010, when a plan covers dependents, it must continue to make the coverage available until a child reaches the age of 26, even if the young adult is married, no longer lives with his or her parents, is not a dependent on a parent's tax return, or is no longer a student.

Below are common questions and answers for employers and group health plans regarding the requirement to provide dependent coverage to age 26.


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