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Summary of Benefits and Coverage (SBC)—FAQs

Effective for plan years and open enrollment periods beginning on or after September 23, 2012, group health plans and health insurance issuers offering group coverage are required to provide participants and beneficiaries with a summary of benefits and coverage (SBC) containing specific information about the plan and coverage, at several points during the enrollment process and upon request.

Below are common questions and answers for employers and group health plans regarding the SBC.


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