Types of Health Insurance

Health insurance coverage means benefits consisting of medical care (provided directly, through insurance or reimbursement, or otherwise) under any hospital or medical service policy or certificate, hospital or medical service plan contract, or HMO contract offered by a health insurer.  Health insurance coverage includes group health insurance coverage, individual health insurance coverage, and short-term, limited-duration insurance.  The following are some of the common types of employer-provided health coverage:  

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