California State law provides an expansion of continuation of benefits coverage for Federal COBRA beneficiaries enrolled in California health plans. Cal-COBRA's extension of Federal COBRA coverage applies to employers who have 2 to 19 employees, or "small group employers."
Pursuant to California Health Safety Code §§ 1373.62, 1373.6, and California Insurance Code § 12671 the California law extends benefits to former employees who lose their healthcare coverage in:
Alerts you to the penalties associated with key federal laws such as COBRA and discrimination.
Watch the video to learn more.
Under the federal Patient Protection and Affordable Care Act (Health Care Reform), beginning with plan years starting on or after September 23, 2010, group health plans that offer dependent coverage must make the coverage available until a child reaches the age of 26. There is a temporary exception for grandfathered group health plans, which may exclude adult children who are eligible to enroll in an employer-sponsored health plan other than the group health plan of the parent. This exception will no longer be available for plan years beginning on or after January 1, 2014.
Individual states may have requirements that are more favorable to plan participants. For information about your state, please click here and contact your state insurance department for guidance.
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