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Workers' Compensation in Alabama

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Alabama on the Alabama Department of Labor Workers' Compensation Division website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer

Within five days

Written notice required. Late notice excusable up to 90 days.

Employee’s Claim Filing Requirements

Within two years

Time starts running on the date of injury or last compensation payment.

Employer’s Report of Accident

Within 15 days

 

Waiting Period

Three days

Retroactively paid if disability exceeds 21 days.

Temporary Total Disability (TTD) Benefits

July 1, 2023 to June 30, 2024

Max: $1,084.00 per week

Min: $298.00 per week

July 1, 2022 to June 30, 2023

Max: $1,026.00 per week

Min $282.00 per week

An employee’s benefit rate is 66 and two-thirds percent of his or her average weekly wage (AWW), subject to the limits that are in effect on the date of injury. New limits become effective as of July 1 each year.

Permanent Partial Disability (PPD) Benefits

PPD benefits may be payable for up to 300 weeks for unscheduled injuries.

Death Benefits

Death benefits depend on the number of surviving dependents and their ages and marital status. Employers must also pay funeral expenses of up to $6,500 for a deceased employee.

Coverage of Minors      

Yes

Double compensation if minor is illegally employed.

Covers occupational diseases

All diseases

Filing within two years of last exposure or payment for death; three years if coal miner’s pneumoconiosis. Compensation same as accidents.

 

Issue

Regulation

Comments

Employee’s Notice to Employer

Within five days

Written notice required. Late notice excusable up to 90 days.

Employee’s Claim Filing Requirements

Within two years

Time starts running on the date of injury or last compensation payment.

Employer’s Report of Accident

Within 15 days

 

Waiting Period

Three days

Retroactively paid if disability exceeds 21 days.

Temporary Total Disability (TTD) Benefits

July 1, 2023 to June 30, 2024

Max: $1,084.00 per week

Min: $298.00 per week

July 1, 2022 to June 30, 2023

Max: $1,026.00 per week

Min $282.00 per week

An employee’s benefit rate is 66 and two-thirds percent of his or her average weekly wage (AWW), subject to the limits that are in effect on the date of injury. New limits become effective as of July 1 each year.

Permanent Partial Disability (PPD) Benefits

PPD benefits may be payable for up to 300 weeks for unscheduled injuries.

Death Benefits

Death benefits depend on the number of surviving dependents and their ages and marital status. Employers must also pay funeral expenses of up to $6,500 for a deceased employee.

Coverage of Minors      

Yes

Double compensation if minor is illegally employed.

Covers occupational diseases

All diseases

Filing within two years of last exposure or payment for death; three years if coal miner’s pneumoconiosis. Compensation same as accidents.

 

Alaska Workers' Compensation

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Alaska in the table below.

For more information on Alaska's workers' compensation please contact the Alaska Department of Labor & Workforce Development Workers' Compensation Division.

 

Issue

Regulation

Comments

Employee’s Notice to Employer   

Within 30 days

Failure to provide notice is excusable if the employer had knowledge of the injury and is not prejudiced by lack of notice and if there is satisfactory reason to prove notice could not be given or if there are no objections.

Employee’s Claim Filing Requirements

Within two years

Extended filing deadlines may be granted for special circumstances.

Employer’s Report of Accident

Within 10 days

Employers that fail or refuse to file a report may be required to pay a penalty of 20 percent of any compensation an injured employee would have received if the report had been filed.

Employee’s Waiting Period

Three days

Retroactively paid if disability exceeds 28 days.

Temporary Total Disability (TTD) Benefits

Jan. 1, 2024 to Dec. 31, 2024

Max: $1,478 per week

Min: $325 per week 

Jan. 1, 2023 to Dec. 31, 2023

Max: $1,418 per week

Min: $312 per week

An employee’s benefit rate is 80 percent of his or her spendable weekly wages (SWW), subject to the limits in effect on the date of injury. New limits become effective as of Jan. 1 each year.

Death Benefits

Jan. 1, 2024 to Dec. 31, 2024 

Max: $1,478 per week 

Jan. 1, 2023 to Dec. 31, 2023

Max: $1,418 per week

Death benefit rates depend on the number of surviving dependents and are subject to the limits in effect on the date of injury. Employers must also pay up to $10,000 for a deceased employee’s funeral expenses.

Permanent Partial Disability (PPD) Benefits

Lump sum of up to $177,000

PPD benefit amount is determined by multiplying $177,000 by the employee’s impairment rating. If an employee’s PPD benefits are exhausted before completion or termination of a reemployment process, the employer must provide compensation equal to 70 percent of the employee’s AWW, up to a limit in effect for the date of injury.

Coverage of Minors        

Yes

 

Coverage of Occupational Disease

All Diseases

Disease must arise out of and in the course of the employment and a causal link must exist between the employment and the disease.

Arizona Workers' Compensation

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including: 

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. 

More information about workers compensation in Arizona is available on the Industrial Commission of Arizona’s website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer   

As soon as practicable

Failure to provide a notice is excusable for good cause.

Claim Filing Requirements

Within one year

Time begins to run when the injury becomes manifest or when the claimant knows or should have known of the compensable injury. Failure to file a claim is excusable for good and reasonable cause.

Employer’s Report of Accident

Within 10 days

To Industrial Commission of Arizona and insurance carrier.

Waiting Period

Seven days

Retroactively paid if disability lasts at least 14 days.

Temporary Total Disability (TTD) Benefits

Jan. 1, 2024 to Dec. 31, 2024

Max: $3,775.55 per month


Jan. 1, 2023 to Dec. 31, 2023

Max: $3,595.76 per month

An employee’s monthly TTD benefit rate is 66 and two-thirds of the employee’s average monthly wage (AMW), which is based on earnings during the 30 days preceding the injury. For purposes of calculating the benefit rate, an employee’s AMW is subject to a maximum that is in effect on the date of injury. New maximums become effective as of Jan. 1 each year. Monthly TTD benefits may increase by $25 if the injured employee has any dependents.

Death Benefits

The monthly death benefit rate depends on the number of surviving dependents and their ages and marital status. Children qualify for these benefits until the age of 18 (22 if full-time student) or marriage. A two-year lump sum is payable to a surviving spouse upon remarriage. Employers must also pay up to $5,000 for funeral expenses.

Permanent Partial Disability (PPD) Benefits

Jan. 1, 2024 to Dec. 31, 2024

Max: $3,114.67 per month

Jan. 1, 2023 to Dec. 31, 2023

Max: $2,966.36per month

An employee’s monthly PPD benefit rate is either 55 percent of the employee’s AMW or 55 percent of the difference between the pre- and post-injury wages, subject to the maximum in effect on the date of injury. The type of injury and extent of permanent disability also determines the length of benefits.

Coverage of Minors        

Yes

Illegally employed minors are eligible for compensation of up to 150 percent of regular rates. A lump sum is payable to the minor’s guardian.

Coverage of Occupational Disease

All diseases

Employee receives compensation from the last employer where the employee was last exposed to the hazard. In the case of silicosis and asbestosis, employee must have been exposed for at least two years to the hazard.

Arkansas Workers' Compensation

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Arkansas on the Arkansas Workers' Compensation Commission website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer

Immediately or within one business day.

Employees must report all injuries to their employers immediately. If circumstances do not allow an employee to give notice on the day of the incident, the employee must make arrangements to notify his or her employer on the employer’s next regular business day.

Employee’s Claim Filing Requirements

Within two years

After injury or death.

Employer’s Report of Accident

Within 10 days

Employers that refuse to send this report within 10 days are subject to a $500 penalty.

Employee’s Waiting Period

Seven days

Retroactively paid if disability exceeds two weeks.

Total Disability (TD) Benefits

Jan. 1, 2024 to Dec. 31, 2024

Max: $876 per week

Jan. 1, 2023 to Dec. 31, 2023

Max: $835 per week

An employee’s benefit rate is 66 and two-thirds percent of his or her average weekly wage (AWW), rounded to the nearest whole dollar, subject to the maximum TD limit in effect for the date of injury. New limits become effective as of Jan. 1 each year. TTD benefits are also subject to a minimum of $20 per week.

Death Benefits

The weekly amount a dependent survivor may receive depends on his or her relationship to the deceased employee and on the total number of surviving dependents.  Employers must also pay burial expenses of up to $6,000.

Permanent Partial Disability (PPD) Benefits

Jan. 1, 2024 to Dec. 31, 2024

Max: $657 per week

Jan. 1, 2023 to Dec. 31, 2023

Max: $626 per week

An employee’s weekly PPD benefit rate is a percentage of his or her TD rate and is subject to the PPD maximum in effect on the date of injury. An employee may receive PPD benefits for up to 450 weeks, depending on the nature and extent of his or her work-related permanent disability.

Coverage of Minors      

Compensation doubles for any minor that is employed illegally.

Coverage of Occupational Disease

All Diseases

Compensation is not payable for diseases of ordinary life, though the law includes an exception for COVID-19.

California Workers' Compensation

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in California on the Division of Workers' Compensation website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer            

Within 30 days

The notice must be in writing and signed by the employee (or a representative).

Employee’s Claim Filing Requirements

Within one year

Time begins running as of the injury date or the date on which the right to benefits begins.

Employer’s Report of Accident

Within five days

Employers must record all work-related injuries and illnesses but must only report those that cause lost time beyond the date of injury or require medical treatment beyond first aid. Employers must report deaths or serious injuries immediately by telephone or telegraph. Failure to report an accident can result in a fine of up to $5,000.

Employee’s Waiting Period

Three days

TTD benefits are payable retroactively for the first three days if disability exceeds 14 days.

Temporary Total Disability (TTD) Benefits

Jan. 1, 2023 to Dec. 31, 2023

Max: $1,619.15 per week

Min: $242.86 per week 

Jan. 1, 2022 to Dec. 31, 2022

Max: $1,539.78 per week

Min: $230.95 per week

An employee’s weekly benefit rate is two thirds of his or her average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of Jan. 1 each year. TTD benefits are available throughout an employee’s disability period and take into consideration the individual’s ability to compete in an open labor market.

Death Benefits

Same maximum as TTD rates, but minimum of $224 per week

Death benefit rates are also are subject to a minimum of $224 per week and an aggregate maximum of $320,000. Employers must also pay up to $10,000 to cover the cost of funeral expenses for a deceased employee.

Permanent Disability (PD) Benefits

Max: $290.00 per week

Min: $160.00 per week

An employee’s PD rate depends on impairment rating (IR).

Coverage of Minors     

Yes

Employers must pay an additional penalty equal to 50 percent of the compensation award if the minor is under 16 years of age and was illegally employed (unless the minor misrepresented age at the time of hiring or if the minor is a state employee). 

Coverage of Occupational Disease

All diseases

For silicosis or asbestosis employer liable only if exposure during 2 years; compensation same as accidents.

Workers' Compensation in Colorado 

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Colorado on the Colorado Department of Labor and Employment website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer            

Within 10 days (increased from 4 days as of Aug. 9, 2022) 

Any person who has notice of injury may submit a written notice to the employer, relieving the injured employee of the obligation.

Employee’s Claim Filing Requirements

Within two years

 

Employer’s Report of Accident

Within 10 days

The report must be made if death occurs because of a work-related injury or if three or more employees are harmed because of an accident. 

Waiting Period

Three days

Retroactively paid if disability exceeds two weeks.

Temporary Total Disability (TTD) Benefits

July 1, 2023 to June 30, 2024

Max: $1,293.25 per week

July 1, 2022 to June 30, 2023

Max: $1,228.99 per week 

 

An employee’s weekly benefit rate is 66 and two thirds percent of the employee’s average weekly wage (AWW), subject to the limits in effect on the date of injury. 

Permanent Partial Disability (PPD) Benefits for Scheduled injuries

July 1, 2023 to June 30, 2024

Max: $710.58 per week

July 1, 2022 to June 30, 2023

Max: $636.79 per week

PPD benefits are payable to an impaired employee for the number of weeks corresponding to the type and extent of injury. PPD benefits are also subject to a minimum of $150 per week. 

Death Benefits

July 1, 2023 to June 30, 2024

Max: $1,293.25 per week

July 1, 2022 to June 30, 2023

Max: $1,228.99 per week

Death benefits are payable to a deceased employee’s surviving spouse and dependents. Employers must also pay funeral expenses of up to $12,000 (increased from $7,000 as of Aug. 9, 2022) for a deceased employee.

Coverage of Minors    

Yes

Compensation to minors for permanent disability or death benefits to a minor's dependents must be paid at the maximum rate of compensation. 

Coverage of Occupational Disease

All diseases

Silicosis, anthracosis or asbestosis included – employer liable if exposure lasts 60 days or more and disease traces to the employment as a proximate cause. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Delaware Workers' Compensation

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Delaware on the Delaware Division of Industrial Affairs website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer            

Within 90 days

If notice is not provided within this timeframe, no compensation is due until there notice or knowledge of the injury.

Employee’s Claim Filing Requirements

Within two years

From injury or death, or five years from last payment. However, claims for compensable occupational disease or for an ionizing radiation injury must be filed within one year from the date the employee first knew that the disability was or could have resulted from employment.

Employer’s Report of Accident

Within 10 days

Failure to file the report may result in a fine of between $100 and $250 for each offense.

Waiting Period

Three days

Benefits are retroactively paid if the disability exceeds seven days (including the date of injury).

Temporary Total Disability (TTD) Benefits

July 1, 2023 – June 30, 2024

Max: $867.52

Min: $298.18

July 1, 2021 – June 30, 2022

Max: $822.70

Min: $274.24

An employee’s weekly benefit rate is 66 and two-thirds percent of the employee’s average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of July 1 each year. 

Permanent Partial Disability (PPD) Benefits

PPD benefits depend on the nature of the injury and the extent of permanent impairment. 

Death Benefits

Death benefits are up to 80 percent of the deceased employee’s AWW, subject to the limits in effect on the date of injury. Employers must also cover up to $3,500 in funeral expenses for a deceased employee. 

Coverage of Minors    

Yes

 

Coverage of Occupational Disease

All diseases

Claims must be filed within one year of the date the employer knew of the relationship between the disease and the employee’s occupation. Compensation for diseases is the same as for injuries.

Workers' Compensation in the District of Columbia

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. 

You can find helpful information about workers' compensation by visiting the District of Columbia's Department of Employment Services workers' compensation website.

 

Workers' Compensation in Florida

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Florida on the Department of Financial ServicesDivision of Workers' Compensation website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer            
Within 30 days
From the date of injury, death or the employee’s first knowledge of injury or illness.
Employee’s Claim Filing Requirements
Within 2 years 
From the date the employee knew or should have known the injury or death arose out of work performed in scope of employment.
Employer’s Report of Accident
Within 7 days
Fatality cases must be reported within 24 hours.
Employee’s Waiting Period
7 days
 
Temporary Total Disability (TTD) Benefits

Jan. 1, 2024 to Dec. 31, 2024
Max: $1,260 per week
Min: $20 per week

Jan. 1, 2023 to Dec. 31, 2023
Max: $1,197 per week
Min: $20 per week
TTD benefits are 66 and two-thirds percent of the employee’s average weekly wage (AWW), subject to limits in effect on the date of injury. New limits become effective as of Jan. 1 each year. TTD benefits are available for up to 104 weeks. 
Death BenefitsSurviving dependents can receive up to 66 and two-thirds of the decedent’s AWW, subject to the limit in effect on the date of injury an aggregate limit of $150,000. Employers must also pay up to $7,500 for a deceased employee’s funeral expenses.
Permanent Impairment BenefitsActual permanent impairment benefits depend on the employee’s impairment rating. PPD benefits are usually 75 percent of the employee’s TTD, subject to the maximum in effect on the date of injury. 
Coverage of Minors    
Yes

 

Coverage of Occupational Disease
Yes
Coverage for occupational diseases is the same as coverage for injuries. An occupational disease may entitled an employee for benefits only if the disease is a result of the nature of the employment worked within and the nature of the employment was the major contributing cause as shown by medical evidence.

Workers' Compensation in Georgia 

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Georgia on the Georgia State Board of Workers' Compensation website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer

Within 30 days in person, written thereafter

Lack of notice is excusable if employer has actual knowledge of an accident or if employee has reasonable cause for not providing timely notice.

Claim Filing Requirements

Within one year

Time begins running as of the date of injury or the last payment of weekly benefits.

Employer’s Report of Accident

Within 10 days of notice

Employers must report any accidents or injuries that cause an employee’s absence from work for seven or more days.

Waiting Period

Seven days

Paid retroactively if disability exceeds 21 consecutive days.

Temporary Total Disability (TTD) Benefits

July 1, 2023 - June 30, 2024

Max: $800 per week 

July 1, 2022 - June 30, 2023

Max: $725.00 per week

 

TTD, PPD and Death benefits are also subject to a minimum of $50 (or the employee’s AWW if less).

An employee’s benefit rate is two-thirds of the average weekly wage (AWW), subject to the maximum limit in effect on the date of injury. TTD benefits may be payable for up to 400 weeks.

Permanent Partial Disability (PPD) Benefits

The number of weeks an employee may receive PPD benefits depends on the nature and extent of the permanent impairment.

Death Benefits

Employers must also pay up to $7,500 in funeral expenses for a deceased employee.

Temporary Partial Disability (TPD) Benefits

July 1, 2023 - June 30, 2024

Max: $533.00 per week 

July 1, 2022 - June 30, 2023

Max: $483.00 per week 

An employee’s TPD rate is two-thirds of the difference between the pre- and post-injury AWW, subject to the maximum limit in effect on the date of injury and to a minimum of $50 (or the employee’s AWW if less). TPD benefits are also subject to a 350-week limit.

Coverage of Minors      

Yes

Minors without a legal guardian are not subject to notice requirements.

Coverage of Occupational Disease

All Diseases

Claim must be made within seven years after last exposure. 

Workers' Compensation in Hawaii 

Overview

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Hawaii on the Hawaii Department of Labor and Industrial Relations,Disability Compensation Division website and in the table below.

Issue

Regulation

Comments

Employee’s Notice to Employer

As soon as practicable

Failure to provide notice is excusable if the employer had knowledge of the injury, the employer has provided medical, surgical or hospital service and supplies to the injured employee or there is a satisfactory reason for not providing notice and the employer is not prejudiced by it.

Employee’s Claim Filing Requirements

Within two to five years

A claim must be filed within five years, after the date of injury, or two years if the effects of the work-related injury become manifest.

Employer’s Report of Accident

Within seven days

Required for injuries requiring treatment beyond ordinary first aid or causing an absence of one day or more.

Employee’s Waiting Period

Three days

 

Temporary Total Disability (TTD) Benefits

Jan. 1, 2024 to Dec. 31, 2024

Max: $1,136 per week

Jan. 1, 2023 to Dec. 31, 2023

Max: $1,090 per week

An employee’s weekly benefit rate is 66 and two-thirds percent of the employee’s average weekly wage (AWW), subject to the limit in effect on the date of injury. New limits become effective as of Jan. 1 each year.

Permanent Partial Disability (PPD)

PPD benefits are available for a specific number of weeks, which is pre-determined for each type of injury. PPD benefits are payable regardless of the employee’s financial circumstances after the injury. No PPD benefits are permitted for the first two weeks that immediately follow an injury.

Death Benefits

Jan. 1, 2024 to Dec. 31, 2024

Max: $757.37 per week

Jan. 1, 2023 to Dec. 31, 2023

Max: $726.71 per week

Death benefits depend on the number of surviving dependents and their ages and marital status. The maximum limit for these benefits is two thirds of the TTD limit. Employers must also pay up to $11,360 for funeral expenses and up to $5,680 for burial expenses for a deceased employee.

Coverage of Minors      

Yes

 

Coverage of Occupational Disease

All diseases

 

Workers' Compensation in Idaho

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Idaho on the Idaho Industrial Commission website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer

Within 60 days

The notice must be in writing and must contain the name and address of the employee plus the time, place, nature and cause of the injury or disease. The notice must be signed by the employee or a representative. Notice requirements can be waived if there have been voluntary payments or if a request for a hearing has been filed.

Employee’s Claim Filing Requirements

Within one year

Time limit requirements vary for individuals who have filed an initial claim that has not been paid or that has been discontinued. 

Employer’s Report of Accident

Within 10 days

Employers must file an initial report for all injuries that require treatment by a physician or result in an employee’s absence for one or more working days.

Employee’s Waiting Period

Five days

Retroactively paid if disability exceeds more than two weeks. The waiting period does not apply to individuals hospitalized as in-patients. The day when the injury occurred is the first day of the waiting period, unless the employee received wages for that day.

Temporary Total Disability (TTD) Benefits

Jan. 1, 2024 to Dec. 31, 2024

Max: $1,034.00 per week

Min: $155.10 per week

Jan. 1, 2023 to Dec. 31, 2023

Max: $967 per week

Min: $145.05 per week

For the first 52 weeks of disability, TTD benefits are 67 percent of the employee’s average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of Jan. 1 each year. Beyond the first 52 weeks of an employee’s disability, TTD benefits are calculated as a percentage of the current average state wage.

Death Benefits

In cases of an employee’s death due to a work-related condition, weekly benefits are payable to surviving dependents for up to 500 weeks. Employers must also pay up to $6,000 for a deceased employee’s funeral expenses.

Permanent Partial Disability (PPD)

Jan. 1, 2024 to Dec. 31, 2024

Max: $568.70 per week

Jan. 1, 2023 to Dec. 31, 2023

Max: $531.85 per week

PPD benefits are 50 percent of the AWW, subject to the maximum in effect on the date of injury. Duration of PPD benefits depends on the nature and extent of the disability and the permanent impairment benefit schedule.

Coverage of Minors      

Yes

Future earnings capacity considered.

Coverage of Occupational Disease

Yes

Employers are liable for non-acute disease only if exposure lasts 60 days. Idaho law allows deductions for pre-existing physical impairments.

 

Workers' Compensation in Illinois

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Illinois below.

 Issue 

 Regulation 

 Comments 

Employee’s Notice to Employer

Within 45 days

The 45-day period can be adjusted if appointing a guardian is necessary and in cases of radiation exposure (90 days) as long as it does not prejudice the employer.

Employee’s Claim Filing Requirements

Within three years

From injury or death, or two years from last benefit payment, whichever comes later.

Employer’s Report of Accident

Between the 15th and 25th day of each month or as required by the Commission

Employers must submit injury reports for accidents that result in employees losing three or more scheduled work days. In case of fatalities, employers must submit the report within two days of the incident.

Waiting Period

Three days

Benefits for the first three days are payable retroactively if disability exceeds 14 days.

Temporary Total Disability (TTD) Benefits

 July 15, 2023 – Jan. 14, 2024 

Max: $1,861.18 per week  

 Jan. 15, 2023 – July 14, 2023 

Max: $1,848.20 per week

An employee’s TTD rate is 66 and two-thirds percent of his or her average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of Jan. 15 and July 15 of each year. TTD benefits increase by 10 percent for each dependent but cannot exceed 100 percent of AWW after any adjustments. The minimum TTD rate is the lesser of the employee’s AWW or $200 if the employee has no spouse or children, or $330 if the employee has a spouse and/or child(ren).

Permanent Partial Disability (PPD) Benefits

 July 15, 2023 – Jan. 14, 2024 

Max: $1,861.18 per week  

Min: $697.96 per week

 Jan. 15, 2023 – July 14, 2023 

Max: $1,848.20 per week

Min: $693.08 per week

 

The rate limits listed are for death benefits and PPD benefits for amputation of a member or for the enucleation of an eye are subject to the limits in effect on the date of injury. For other permanent impairments, PPD benefits are subject to a lesser maximum that becomes effective as of July 1 each year.  

Death Benefits

Death benefits are payable for up to 25 years or $500,000.00 (whichever is greater). Employers must also pay up to $8,000 for funeral expenses. 

Coverage of Minors      

Yes

Employers may have to pay an additional 50 percent of regular compensation to minors illegally employed.

Coverage of Occupational Disease

All Diseases

Must cause disability within two years from the last of exposure to the hazard.

 

Workers' Compensation in Indiana

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Indiana on the Workers' Compensation Board of Indiana website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer            

30 days

Notice must be in writing and signed by the injured employee. Lack of notice is excusable if the employer is not prejudiced by it. 

Employee’s Claim Filing Requirements

Within two years

Time begins running on the date of the injury, disablement or death or the time when the employee first knew or should have known of an injurious exposure and its relation to employment.

Employer’s Report of Accident

Within seven days

Required for injuries resulting in death or an absence from work of more than one day. 

Waiting Period

Seven days

Retroactively paid if disability exceeds more than 21 days.

Temporary Total Disability (TTD) Benefits

July 1, 2023 to June 30, 2024

Max: $804.00 per week

Min:$75.00 per week

July 1, 2016 to June 30, 2023

Max: $780.00 

Min: $75.00

Maximum total for all benefits:

$390,000 

Weekly TTD benefits are 66 and two-thirds percent of the employee’s average weekly wage, up to the maximum in effect on the date of injury. 

Permanent Partial Disability (PPD) Benefits 

Number of weeks PPD is payable depends on physician’s assessment of degrees of loss.

Death Benefits

Weekly death benefits are payable to dependents for up to 500 weeks. Employers must also pay up to $10,000 for funeral expenses for a deceased employee. 

Coverage of Minors    

Yes

Benefits double for injuries sustained by employees who are under age 17 and employed in violation of child labor laws.

Coverage of Occupational Disease

All Diseases

Occupational disease claims must be filed within two years of the date of disablement

Workers' Compensation in Iowa

Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

  • Payment for medical treatment for a work-related injury or illness.
  • Cash payments that partially replace lost wages on a temporary or permanent basis.

With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Iowa on the Iowa Workforce Development, Division of Workers' Compensation website and in the table below. 

Issue

Regulation

Comments

Employee’s Notice to Employer            

Within 90 days

Time starts on the date of injury. 

Employee’s Claim Filing Requirements

Within two years

Claims must be filed within two years of when the injury occurred or within three years of the last week of weekly compensation benefits.

Employer’s Report of Accident

Within four working days

Must report all injuries resulting in more than three days of disability.

Waiting Period

Three days

Payable retroactively if incapacity exceeds 14 calendar days.

Temporary Total Disability (TTD) Benefits

July 1, 2023 – June 30, 2024

Max: $2,199.00 per week

July 1, 2022 – June 30, 2023

Max: $2,081.00 per week

 

TTD rate is 80 percent of the spendable earnings, subject to the limits in effect on the date of injury. 

Temporary Partial Disability (TPD) Benefits           

TPD rate is 66 and 2/3 percent of the difference between pre-injury average gross weekly earnings and actual earnings, subject to the limits in effect on the date of injury. 

Death Benefits

Death benefit rate is 80 percent of the deceased employee’s weekly spendable earnings, subject to limits in effect on the date of injury. Employers must also pay funeral expenses up to a maximum in effect on the date of injury that caused death. 

Permanent Partial Disability (PPD)

July 1, 2023 – June 30, 2024

Max: $2,023.00 per week

Min: $385.00

July 1, 2022 – June 30, 2023

Max: $2,081.00 per week

Min: $364.00 per week

PPD rate is 80 percent of the weekly spendable earnings, subject to the limits in effect on the date of injury. 

The number of weeks an employee may receive PPD benefits depends on the nature and extent of the permanent impairment.

Coverage of Minors    

Yes

Benefits are payable to the minor’s legal guardian. Future earnings are considered if the minor worked as an apprentice.

Coverage of Occupational Disease

All diseases

Disease must be incidental to the character of the business, occupation or process in which the employee was employed and not independent of the employment.

    Workers' Compensation in Kansas

    Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

    • Payment for medical treatment for a work-related injury or illness.
    • Cash payments that partially replace lost wages on a temporary or permanent basis.

    With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Kansas on the Kansas Department of Labor, Division of Workers' Compensation website and in the table below.  

     

    Issue

    Regulation

    Comments

    Employee’s Notice to Employer

    Within 20 days of the injury or of initial medical treatment

    If the employee no longer works for the employer, notice is due within 10 days of the last day of employment.

    Employee’s Claim Filing Requirements

    Three years

    Applications for hearing must be filed within three years after the accident or within two years after the last payment, whichever is later.

    Employer’s Report of Accident

    Within 28 days from receipt of notice of loss

    An additional report is due in cases of death after a period of disability.

    Waiting Period

    One week

    For injuries resulting in three consecutive weeks of disability, the first week is paid retroactively.

    Temporary Total Disability (TTD) Benefits

    July 1, 2023 to June 30, 2024

    Max: $804.00 per week

    July 1, 2022 to June 30, 2023

    Max: $765.00 per week

    An employee’s TTD benefit rate is 66 and two-thirds percent of the average weekly wage (AWW), up to the maximum in effect on the date of injury. TTD benefits are also subject to a minimum of $25 per week.

    Permanent Partial Disability (PPD) Benefits

    PPD benefits are determined according to physician’s assessment of physical loss. PPD benefits are also subject to a minimum of $25 per week.

    Death Benefits

    July 1, 2023 to June 30, 2024

    Max: $$804.00 per week

    Min: $536.33 per week

    July 1, 2022 to June 30, 2023

    Max: $765.00 per week

    Min: $509.92 per week 

    In addition to weekly benefits for surviving dependents, employers must make an initial payment of $60,000, apportioned 50% to surviving spouse and 50% to dependent children. Total maximum amount payable is $300,000.

    Employers must also pay funeral expenses of up to $10,000 and costs of up to $2,500 for any court-appointed conservator for a deceased employee.

    Coverage of Minors      

    Yes

     

    Coverage of Occupational Disease

    All diseases

    Onset of disability within one year of last exposure; three years for death from silicosis, seven years from death following continuous disability.

     

    Workers' Compensation in Kentucky

    Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

    • Payment for medical treatment for a work-related injury or illness.
    • Cash payments that partially replace lost wages on a temporary or permanent basis.

    With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Kentucky in the table below. 

    Issue

    Regulation

    Comments

    Employee’s Notice to Employer            

    As soon as practicable

    Notice must be in writing and contain specific information about the injury 

    Employee’s Claim Filing Requirements

    Within two years

    Time begins running as of the date of injury (or death).

    Employer’s Report of Accident

    Within one week

    Employers must report injuries that cause an employee to lose more than one day of work. 

    Employee’s Waiting Period

    Seven days

    Retroactively paid if disability exceeds two weeks.

    Temporary Total Disability (TTD) Benefits

    Jan. 1, 2024 to Dec. 31, 2024

    Max: $1,180.43 per week

    Min: $214.62 per week

    An employee’s TTD benefit rate is 66 and two-thirds percent of his or her average weekly wage (AWW), subject to the TTD limits in effect on the date of injury. New TTD rate limits become effective as of Jan. 1 each year.  

    Permanent Partial Disability (PPD) Benefits

    Jan. 1, 2024 to Dec. 31, 2024

    Max: $885.32 per week

    In general, an employee’s PPD benefit rate is 66 and two-thirds percent of his or her AWW, subject to the PPD limits in effect on the date of injury. However, an employee may receive a higher rate if there is a loss of ability to return to the type of job the employee had before the disability. 

    Death Benefits

    Jan. 1, 2024 to Dec. 31, 2024

    Max: $804.84 per week

    Surviving dependents may share up to 66 and two-thirds percent of the deceased employee’s AWW, subject to the maximum that is in effect on the date of the injury. The actual benefit amount depends on the number of dependents and their ages and marital status. If an employee’s death occurs within four years of the date of injury, the employer must also pay a lump sum for funeral expenses. 

    Coverage of Minors    

    Yes

    Lump sum payments must be made to guardian.

    Coverage of Occupational Disease

    All Diseases

    Employee must file a claim within three years of the last hazardous exposure or from the time when he or she learns of the disability and its relation to employment.

      Workers' Compensation in Louisiana

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Louisiana on the Louisiana Workforce Commission, Office of Workers' Compensation Administration website and in the table below. 

      Issue

      Regulation

      Comments

      Notice to Employer      

      Within 30 days

      Failure to display the 30-day notice requirement automatically extends the notification period to 12 months. Lack of notice is excusable if the employer had actual knowledge of the event and is not prejudiced by it.

      Claim Filing Requirements

      Within one year

      An employee’s right to benefits is relinquished if the claim is not filed within two years from the date of the accident.

      Employers Report of Accident

      Within 10 days

      Employers must report to their insurance carrier or claim administrator any injuries or accidents that cause an employee to die or lose more than one week of work.

      Waiting Period

      Seven days

      Retroactively paid if the disability exceeds two weeks.

      Temporary Total Disability (TTD) Benefits

      Sept. 1, 2023 – Aug. 31, 2024

      Max: $816.00 per week

      Min: $218.00 per week

      Sept. 1, 2022 – Aug. 31, 2023

      Max: $771.00 per week

      Min: $206.00 per week

      An employee’s benefit rate is 66 and two-thirds percent of his or her average weekly wage (AWW), subject to limits in effect on the date of injury. New limits become effective as of Sept. 1 each year.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits rates are the same as TTD benefits but the duration of payments depends on the type of injury. For example, loss of a thumb is payable for up to 50 weeks, while loss of a hand is payable for up to 150 weeks.

      Death Benefits

      Weekly death benefits are available to a deceased employee’s surviving spouse and other dependents. A surviving spouse who remarries is no longer eligible for benefits but is entitled to a two-year lump sum payment. Surviving children receive benefits beyond age 18 if disabled or until age 23 if full-time student. Employers must also pay up to $8,500 to cover funeral expenses for a deceased employee.

      Coverage of Minors      

      Yes

      Payments made to minors must be made to the minor’s tutor or tutrix until the child reaches the age of 18.

      Coverage of Occupational Disease

      All Diseases

      Time limit to file within one year after incapacity or death. Compensation for diseases is the same as for accidents.


      Workers' Compensation in Maine 

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Maine on the the Maine Workers' Compensation Board (WCB) website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer            Within 60 daysNotice must include the time, place, cause and nature of the injury, together with the name and address of the injured employee. 
      Employee’s Claim Filing RequirementsWithin two yearsTime begins running on the date of injury or at the time of death. Employees who have received benefits must file a claim within six years of the last benefit payment. 
      Employer’s Report of AccidentWithin seven daysRequired for any injury resulting in at least one day of work. 
      Waiting PeriodSeven daysBenefits retroactively payable if the disability lasts more than 14 days. 
      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024
      Max: $1,379.64 per week
      July 1, 2021 to June 30, 2022
      Max: $1,295.16 per week

       

      TTD benefits are two-thirds of the employee’s average weekly wages (AWW), up to the maximum in effect on the date of injury. 
      Permanent Partial Disability (PPD) Benefits PPD benefits are two-thirds of the difference between the employee’s pre- and post-injury average gross weekly wages, subject to the maximum in effect on the date of injury.
      Death BenefitsDeath benefits are limited to 500 weeks. Employers must also pay up to $4,000 for funeral expenses and make an additional payment of $3,000 for incidental expenses for a deceased employee.
      Coverage of Minors    YesGuardian may file for benefits on behalf of a minor.  
      Coverage of Occupational DiseaseAll diseasesIncapacity must result within three years after the last injurious exposure to the occupational disease in the employment. 

       

      Workers' Compensation in Maryland

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Maryland on the Maryland Workers' Compensation Commission website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 10 to 30 days

      10 days after injury, 30 days after death.

      Employee’s Claim Filing Requirements

      Within two years

      The claim must be filed within two years after the disability begins or 18 months after the employee’s death.

      Employer’s Report of Accident

      Within 10 days

      For injuries resulting in three or more days of disability or death.

      Employee’s Waiting Period

      Three days

      Retroactively paid if disability exceeds 14 days.

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,456 per week

      Min: $50 per week

      Jan. 1, 2023 to Dec. 31, 2023

      Max: $1,402 per week

      Min: $50 per week

      An employee’s TTD benefit rate is two-thirds of the employee’s average weekly wage (AWW), subject to the limits in effect for the date of injury. If the employee’s AWW is less than $50 per week, the employee must receive the entire AWW. Benefit rate limits become effective as of Jan. 1 each year.

      Death Benefits

      Weekly death benefit amounts depend on the number of surviving dependents and their ages and marital status. Employers must also pay $7,000 for a deceased employee’s funeral expenses.

      Permanent Partial Disability (PPD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max weekly rate for award of:

      74 or fewer weeks: $244

      75-249 weeks: $486

      250 or more weeks: $1,456

      An employee’s PPD benefit rate depends on the date of injury and the number of weeks awarded. If PPD is awarded for:

      • Less than 75 weeks, the rate is 33 and one-third percent of the employee’s AWW
      • 75 to 249 weeks, the rate is one third of the employee’s AWW
      • 250 or more weeks, the rate is two thirds of the employee’s AWW

      All three rates are subject to the limits in effect on the date of injury.

      Coverage of Minors      

      Yes

      Compensation may double for a minor employed illegally.

      Coverage of Occupational Disease

      All Diseases

      Notice required immediately upon learning an employee is disabled by an occupational disease (10-day rule does not apply).

      Workers' Compensation in Massachusetts

       For workers who are injured on the job or have a work-related illness, workers’ compensation provides benefits, including: 

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis. 

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries.  

      The Massachusetts Department of Industrial Accidents monitors employer compliance with the state’s workers’ compensation laws. Self-insured employers are also regulated by the Massachusetts Division of Insurance. You can find more information about workers' compensation in Massachusetts in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      As soon as practicable

      The notice must be in writing. Inaccuracies in the description of the injury are excusable.

      Employee’s Claim Filing Requirements

      Within four years

      After injury, death or onset of disability.

      Employer’s Report of Accident

      Within seven business days

      Employers must report claims that prevent an employee from working for five days or more.

      Employee’s Waiting Period

      Five days

      If incapacity extends for 21 days or more, compensation is paid from the date of onset of the incapacity. If incapacity extends for a period of at least five but less than 21 days, compensation is paid from the sixth day of incapacity.

      Temporary Total Disability (TTD) Benefits

      Oct. 1, 2023 to Sept. 30, 2024

      Max: $1,796.72 per week

      Min: $359.34 per week 

      Oct. 1, 2022 to Sept. 30, 2023

      Max: $1,765.34 per week

      Min: $353.07 per week

      An employee’s benefit rate is 60 percent of his or her average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of Oct. 1 each year. TTD benefits may be payable for up to 156 weeks.

      Death Benefits

      Weekly death benefits are two-thirds of the deceased employee’s AWW, subject to the limits in effect on the date of injury. A surviving spouse may receive an additional $6 per child, per week (but no more than $150). Children qualify for death benefits if they are less than 18 years of age, incapacitated or qualify as dependents under the federal tax code. Employers must also pay up to $14,122.72 for a deceased employee’s burial expenses.

      Permanent Partial Disability (PPD) Benefits

      An employee’s PPD benefit rate is 60 percent of the difference between his or her pre- and post-injury wages, subject to a maximum of 75 percent of the employee’s TTD rate. PPD benefits may be payable for up to 260 weeks. Benefit amount and pay period maximums may be extended for severe injuries or incapacity.

      Coverage of Minors      

      Yes

      A minor’s future earning capacity is considered when determining his or her benefit amounts. Compensation may double if the minor was illegally employed.

      Coverage of Occupational Disease

      All Diseases

      Follow same notice, reporting and filing requirements are other injuries.



      Workers' Compensation in Michigan 

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.
      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Michigan on the Michigan Department of Licensing and Regulatory Affairs Workers' Compensation Agency and in the table below.

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 90 days

      Failing to provide notice is excusable if the employer is not prejudiced by the lack of notice.

      Employee’s Claim Filing Requirements

      Within two years

      The period begins after injury, death, recovery from incapacity or after the worker learns about the relationship between disease and employment.

      Employer’s Report of Accident

      Immediately

      Employers must only report to WCA if the injury caused (1) disability extending seven days beyond the date of injury, (2) death or (3) specific loss.

      Employee’s Waiting Period

      One week

      Indemnity benefits are paid retroactively if the worker’s disability lasts more than two weeks.

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,134.00 per week

      Min: $314.98 per week

      Jan. 1, 2023 to Dec. 31, 2023

      Max: $1,095.00 per week

      Min: $304.05 per week

      An employee’s benefit rate is 80 percent of his or her after-tax average weekly wage (AWW), subject to limits in effect as of the date of injury. New limits become effective as of Jan. 1 each year.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits are the same as TTD benefits if employee cannot find suitable employment; otherwise, the rate is 80 percent of the difference between the employee’s pre-injury wages and the employee’s new earning capacity, subject to the limits in effect on the date of injury.

      Death Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,134.00 per week

      Min: $629.96 per week

      Jan. 1, 2023 to Dec. 31, 2023

      Max: $1,095.00 per week

      Min: $608.09 per week 

      Death benefits are 80 percent of the AWW, subject limits in effect on the date of injury. New limits become effective as of Jan. 1 each year. Death benefits are payable to the decedent’s spouse and children, based on their dependency, age and marital status for up to 500 weeks. Employers must also pay up to $6,000 for a deceased employee’s funeral expenses.

      Coverage of Minors      

      Yes

      Same treatment as adults, but compensation may double if minor was illegally employed.

      Coverage of Occupational Disease

      All diseases

      Time limit to file within two years of incapacity or death. Benefits are the same as for injuries.

      Workers' Compensation in Minnesota

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis. 

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Minnesota on the Minnesota Department of Labor and Industry, Workers' Compensation Division website and in the table below. 

       

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 14 days

      Notice is not required if the employer has knowledge of the injury. Notice is still acceptable within 30 days if the employer is not prejudiced by it.

      Employer’s Claim Filing Requirements

      Within three years

      Benefit claims must be filed after the employer files a report. No claims may be filed after six years.

      Employer’s Report of Accident

      48 hours – 10 days

      For serious injuries and fatalities, report must be made within 48 hours and a written report must be filed within seven days. For disabilities lasting 3 or more days, report must be made within 10 days (14 days for self-insured employers).

       

      Waiting Period

      Three calendar days

      Retroactively paid if the disability exceeds 10 days.

      Temporary Total Disability (TTD) Benefits

      Oct. 1, 2023 – Sept. 30, 2024 

      Max: $1,363.74 per week

      Min: $272.75 per week

       

      Oct. 1, 2023 – Sept. 30, 2023 

      Max: $1,363.74 per week

      Min: $262.55 per week

       

      An employee’s weekly benefit rate is two-thirds of his or her average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of Oct. 1 each year.

       

      Permanent Partial Disability (PPD)

       

      The total amount an employee may receive in PPD benefits is determined by multiplying the physician’s whole-body impairment rating by the dollar value listed in the law. The total amount may be paid via weekly payments equal to the TTD rate or in a lump sum.

       

      Death Benefits

       

      Death benefits are adjusted based on the number of dependents that survive the employee’s death and their ages and marital status. Employers must also cover up to $15,000 for funeral expenses.

       

      Coverage of Minors      

      Yes

       

      Coverage of Occupational Disease

      All Diseases

      Time limit to file is three years after employee’s knowledge of cause of injury and disability.


       

      Workers' Compensation in Mississippi 

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Mississippi on the Mississippi Workers' Compensation Commission website and in the table below.

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 30 days

      Notice requirement can be waived if the employer had knowledge of the injury and is not prejudiced by lack of notice.

      Employee’s Claim Filing Requirements

      Within two years

      After injury or death.

      Employer’s Report of Accident

      Within 10 days

      Employers are not required to report injuries that only require coverage of medical expenses and that do not cause death, permanent disability, serious head or facial disfigurement or lost time from work.

      Employee’s Waiting Period

      Five days

      Retroactively paid if disability exceeds more than 14 days.

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2023 to Dec. 31, 2023

      Max: $585.82 per week

      Jan. 1, 2022 to Dec. 31. 2022

      Max.: $551.02 per week

      An employee’s benefit rate is 66 and two-thirds percent of the employee’s average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of Jan. 1 each year. TTD benefits are payable for up to 450 weeks or 90 days after the maximum medical improvement date.

      Permanent Partial Disability (PPD) Benefits

      The total amount payable in PPD benefits depends on the nature and extent of the work-related condition.

      Death Benefits

      Weekly death benefits are available to a deceased employee’s surviving dependents for up to 450 weeks. In addition, a surviving spouse is entitled to receive an immediate lump sum of $1,000. Employers must also pay up to $5,000 for a deceased employee’s funeral expenses.

      Coverage of Minors      

      Yes

      Compensation doubles if the minor was illegally employed.

      Coverage of Occupational Disease

      All Diseases

      Claims must be filed within two years from the time the employee learns of the disease and its connection to his or her employment.


      Workers' Compensation in Missouri

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Missouri on the Missouri Department of Labor and Industrial Relations, Division of Workers' Compensation website and in the table below. 


      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 30 days

      The notice must be in writing. Late notification may be excusable if the employer is not prejudiced by it.

      Employee’s Claim Filing Requirements

      Within two years

      Time begins running on the date of injury or the last payment of weekly benefits.

      Employer’s Report of Accident

      Within 30 days

      Employers must report injuries to their insurance carriers within five days of learning of them.

      Waiting Period

      Three days

      Benefits for the first three days are payable retroactively paid if the disability exceeds 14 days.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,186.51 per week

      July 1, 2022 to June 30, 2023

      Max: $1,160.17 per week

      An employee’s weekly benefit rate is 66 and 2/3 percent of average weekly earnings (AWE), subject to the maximum in effect on the date of injury for the type of benefit payable.

      New maximums become effective as of July 1 each year.

      Benefits are also subject to a minimum of $40 per week. 

      Permanent Partial Disability (PPD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $621.51 per week

      July 1, 2022 to June 30, 2023

      Max: $607.71 per week

      Death Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,186.51 per week

      July 1, 2022 to June 30, 2023

      Max: $1160.17 per week

      Death benefits are payable at the TTD rate to surviving dependents. Employers must also pay funeral expenses of up to $5,000 for a deceased employee.

      Coverage of Minors      

      Yes

      Future earnings are considered in calculating benefits. Rate is increased by 50 percent if employer knowingly employed the minor illegally.

      Coverage of Occupational Disease

      All Diseases

      Compensable only if the occupational exposure was the prevailing factor in causing both the medical condition and disability.

       

      Montana Workers' Compensation

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Montana on the Montana Employment Relations Division website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 30 days

      The 30-day requirement does not apply to occupational diseases.

      Employee’s Claim Filing Requirements

      Within 12 months

      The 12-month period may be extended to 24 months under certain circumstances.

      Employer’s Report of Accident

      Within six days

      Employers that fail to report may be subject to fines of between $200 and $500.

      Waiting Period

      The first four days or 32 hours (whichever is less)

      Benefits may be paid retroactively if the employee is totally disabled and unable to work in any capacity for at least 21 days.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,034.00-- per week

      July 1, 2022 to June 30, 2023

      Max: $974.00 per week

      An employee’s benefit rate is 66 and two-thirds percent of the employee’s average weekly wage (AWW), subject to limits in effect on the date of injury. New rate limits become effective as of July 1 each year.

      Death Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,034.00 per week

      Min: $517.00 per week

      July 1, 2022 to June 30, 2023

      Max: $974.00 per week

      Min: $487.00 per week 

      Death benefits are payable to an employee’s surviving dependents at a rate of 66 and two-thirds percent of the deceased employee’s AWW, subject to limits in effect on the date of injury. The minimum rate applies only if it exceeds the deceased employee’s actual AWW. A surviving spouse may receive benefits for 500 weeks or until remarriage. Employers must also pay funeral expenses of up to $10,000 for a deceased employee.

      Permanent Partial Disability (PPD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $517.00 per week

      July 1, 2022 to June 30, 2023

      Max: $487.00 per week 

      An employee’s weekly PPD rate depends on the injury and impairment rating, subject to the maximum in effect on the date of injury.

      Coverage of Minors      

      Yes

      Minors are covered regardless of whether they are lawfully employed.

      Coverage of Occupational Disease

      All Diseases

      Compensation is equal to compensation for injuries.

      Workers' Compensation in Nebraska

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Nebraska on the Nebraska's Workers' Compensation Court website and in the table below.

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      As soon as practicable

      The notice must be in writing and must state the time, place and cause of the injury. The notice must also be signed by the injured employee or a representative. Lack of notice may be excusable if the employer had knowledge of the injury.

      Employee’s Claim Filing Requirements

      Within two years

      After injury, death or last payment.

      Employer’s Report of Accident

      Within 10 days

      After they are notified of injuries.

      Employee’s Waiting Period

      Seven days

      Retroactively paid if disability exceeds six weeks.

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,094 per week

      Jan. 1, 2023 to Dec. 31, 2023

      Max: $1,029 per week

      An employee’s benefit rate is 66 and two-thirds of his or her average weekly wage (AWW), subject to the maximum in effect on the date of injury. New maximums become effective as of Jan. 1 each year. Benefits are also subject to a $49 per week minimum. If an employee’s wages are lower than the minimum limit, the employee must receive full wages.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits depend on the nature and extent of disability and may be payable for up to 300 weeks.

      Death Benefits

      Weekly death benefits depend on the number of surviving dependents and their ages and marital status. Employers must also pay up to $10,000 for a deceased employee’s funeral expenses.

      Coverage of Minors

      Yes

      Minors receive the same compensation as adults.

      Coverage of Occupational Disease

      Yes

      Occupational disease must be diagnosed and result in either death (regardless of the time between the death and the injury or onset of disease), time away from work, restricted work or termination of employment, loss of consciousness or medical treatment other than first aid. Claimant must file a claim within two years of the date the injury and the date on which its relation to employment is first known.

      Workers' Compensation in Nevada

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Nevada on the NevadaDepartment of Business & Industry, Division of Industrial Relations, Workers' Compensation Section website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within seven days

      Notice must be in writing signed by the injured worker.

      Employee’s Claim Filing Requirements

      Within 90 days

      A claim must be filed within 90 days if the employee is injured, within one year if the employee dies as a result of the accident.

      Employer’s Report of Accident

      Within six days

      Employers must report all accidents that result in an employee receiving medical care or missing work time.  

      Waiting Period

      Five days

      Benefits for the first five days are payable retroactively if the employee’s injury prevents him or her from earning wages for five or more consecutive days or five or more cumulative days in a 20-day period.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $5,101.95 per month 

      July 1, 2021 to June 30, 2022

      Max: $4,618.55 per month

      An employee’s benefit rate is 66 and two-thirds percent of the employee’s average monthly wage (AMW), subject to the limits in effect on the date of injury. New limits become effective as of July 1 each year.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits are proportional to the seriousness of injury. PPD max may be paid in a lump sum.

      Death Benefits

      Children receive benefits beyond age 18 if disabled or until age 22 if full-time student. Employers must also pay funeral expenses of up to $10,000 for a deceased employee.

      Coverage of Minors      

      Yes

       

      Coverage of Occupational Disease

      All Diseases

      Employees must bring claims for silicosis and diseases related to asbestos within 1 year after they suffer disability or death and within 1 year from the date they knew or should have known of the relationship between the disease and the employment.

      Workers' Compensation in New Hampshire 

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in New Hampshire on the New Hampshire Workers' Compensation Division website and in the table below.

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within two years

      Time begins running on the date the employee knows or should have known of the relationship between the injury and the employment.

      Employee’s Claim Filing Requirements

      Within three years

      Employer’s Report of Accident

      Within five days

      Employers must report injuries that result in lost time or medical care. Time begins running on the date the employer first knows or should have known of the injury or death. If an injury lasts longer than 3 days, the employer must file a supplemental report giving notice of the disability within seven days.

      Waiting Period

      Three days

      Retroactively paid if disability exceeds 14 days.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $2,076.00 per week

      Min: $415.25 per week 

      July 1, 2022 to June 30, 2023

      Max: $2,074.00 per week

      Min: $414.78 per week

       

      An employee’s weekly benefit rate is 60% of the employee’s average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of July 1 each year.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits cover up to 60 percent of the difference between an employee’s pre- and post-injury wages and may be payable for up to 262 weeks, depending on the injury and a permanent impairment schedule.

      Death Benefits

      Actual death benefit amounts and payment depend on the number of dependents and their ages and marital status Employers must also pay funeral expenses of up to $10,000 for a deceased employee.

      Coverage of Minors      

      Yes

      Coverage could be double if minor involved in hazardous occupation.

      Coverage of Occupational Disease

      All diseases

      Notice and filing requirement time limitations begin on the date the employee first knew or should have known of the condition and its relation to the individual’s employment.

      Workers' Compensation in New Jersey

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in New Jersey on the New JerseyDepartment of Labor and Workforce Development, Division of Workers' Compensation website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 14 days

      May be extended up to 90 days where there is a reasonable excuse if the employer is not prejudiced by the delay.

      Employee’s Claim Filing Requirements

      Within two years

      After the date where the claimant first knew the nature of the disability or injury and its relation to employment or, for occupational disease, after the date of last payment of compensation.

      Employer’s Report of Accident

      Within three weeks

      This report, also known as the first notice of accident, must be submitted in electronic form and may be filed by a third party in behalf of the employer such as the employer’s insurance carrier.

      Employee’s Waiting Period

      Seven days

      Retroactively paid if disability exceeds seven days.

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,131 per week

      Min: $302 per week

      Jan. 1, 2023 to Dec. 31, 2023

      Max: $1,099 per week

      Min: $293 per week

      An employee’s benefit rate is 70 percent of his or her average weekly wage (AWW), subject to the limits in effect on the date of injury.  New limits become effective on Jan. 1 of each year.

      Death Benefits

      A surviving spouse that remains unmarried may receive death benefits for life, and children may receive death benefits until they are 18 years of age (or 23 for full-time students). Employers must also pay up to $5,000 for a deceased employee’s funeral expenses.

      Permanent Partial Disability (PPD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,131 per week

      Min: $35 per week

      Jan. 1, 2023 to Dec. 31, 2023

      Max: $1,099 per week

      Min: $35 per week

      Type and severity of injury determines the number of PPD weeks payable.

      Coverage of Minors      

      Yes

      Compensation may double if a minor was illegally employed.

      Coverage of Occupational Disease

      All diseases

      Employee must file within two years after becoming aware of condition and its relationship to employment.


      Workers' Compensation in New Mexico

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.
      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in New Mexico on the New Mexico Workers' Compensation Administration website and in the table below.

      Issue

      Regulation

      Comments

      Notice to Employer      

      Within 15 days

      Failure to provide written notice is excusable when injury or a circumstance outside of the employee’s control makes it impossible to comply. However, notices must be provided as soon as practicable when this exception applies.

      Claim Filing Requirements

      Within one year

      After notice, death or an employer’s failure to pay.

      Employer’s Report of Accident

      Within 10 days

      Employers need to report only those accidents and injuries that result in an employee missing at least seven days of work.

      Indemnification Waiting Period

      Seven days

      Retroactively paid if disability exceeds four weeks.

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,041.79 per week


      Jan. 1, 2023 to Dec. 31, 2023

      Max: $987.16 per week

      An employee’s benefit rate is 66 and two-thirds percent of the employee’s average weekly wage (AWW), subject to the maximum in effect on the date of injury. New limits become effective as of Jan. 1 each year. TTD benefits are also subject to a minimum of $36 per week.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits depend on the employee’s impairment rating. If the impairment rating is less than 80 percent, PPD benefits are available for up to 500 weeks. If the impairment rating is equal to or higher than 80 percent, PPD is available for up to 700 weeks.

      Death Benefits

      Death benefits are payable to the surviving dependents of a deceased employee. The benefit rate depends on the number of dependents and their ages and marital status. Employers must also pay up to $7,500 for a deceased employee’s funeral expenses.

      Coverage of Minors      

      Yes

      If illegally employed, a minor may elect tort suit for damages.

      Coverage of Occupational Disease

      All Diseases

      The last employer where the employee was exposed is liable.

       

       

      Workers' Compensation in New York

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find more information on workers' compensation in New York on the New York Workers’ Compensation Board website and in the table below.  

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 30 days

      The notice must be in writing. Lack of notice is excusable if there is sufficient reason to show that giving notice was unreasonable, if the employer had knowledge of the incident (through an agent or supervisor) or if the employer is not prejudiced by the lack of notice.

      Employee’s Claim Filing Requirements

      Within two years

      The two-year period is measured from 1) the date of the incident; 2) the date when the employee dies because of a work-related incident; or 3) the date when the employee discovers the onset of a disability due to an occupational disease caused by the nature of his or her employment.

      Employer’s Report of Accident

      Within 10 days

      Employers must file their injury reports when a worker loses more than one workday or shift due to the injury or when the worker requires more than two first aid treatments.

      Waiting Period

      Seven days

      Benefits for the first seven days are paid retroactively if the disability exceeds 14 days. The waiting period does not apply to an employer’s responsibility to provide medical treatment and care.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,145.43 per week

      July 1, 2022 to June 30, 2023

      Max: $1,125.46 per week

       

      An employee’s benefit rate is two-thirds of the average weekly wage (AWW), subject to the limits in effect on the date of injury.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits depend on the body part injured and the nature of the permanent disability.

      Death Benefits

      Death benefit rates depend on the number of dependent survivors, their ages and on whether they have a qualifying disability. In most cases, widows are also entitled to a two-year lump sum after remarriage. These benefits are available to domestic partners. Employers must also pay funeral expenses of up to $12,500 (depending on the county) for a deceased employee.

      Coverage of Minors      

      Yes

      All awards to minors must be paid to or for the benefit of the minor. The Board may appoint a guardian for minor claimants and, if minor was employed illegally, the award may double.


      Coverage of Occupational Disease

      Yes

      Compensation is the same as for injuries.

      Workers' Compensation in North Carolina 

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in North Carolina on the North Carolina Industrial Commission website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 30 days

      Verbal or in writing. Period may be extended if a reasonable excuse is given.

      Employee’s Claim Filing Requirements

      Within two years

      After death, disability, or disablement as the case may be. There is no right to compensation for radiation injury, disability or death unless a claim is filed within two years after the date when the employee first suffered incapacity from the exposure to radiation and either knew or in the exercise of reasonable diligence should have known that the occupational disease was caused by the present or prior employment.

      Employer’s Report of Accident

      Within five days

      If disability exceeds one day or medical treatment exceeds $2,000.

      Employee’s Waiting Period

      Seven days

      Retroactively paid if disability exceeds more than 21 days.

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,102 per week

      Min: $30 per week


      Jan. 1, 2023 to Dec. 31, 2023

      Max.: $1,254per week

      Min.: $30 per week

      An employee’s TTD benefit rate is 66 and two-thirds percent of his or her average weekly wage (AWW), subject to the limits in effect on the date of injury. New maximums become effective as of Jan. 1 each year.

      Permanent Partial Disability (PPD) Benefits

      An employee’s PPD benefit rate is 66 and two-thirds percent of the difference between pre- and post-injury AWW, subject to the maximum (but not the minimum) in effect on the date of injury. PPD benefits are available for up to 500 weeks.

      Death Benefits

      Surviving dependents may receive weekly benefits of up to 66 and two-thirds percent of the deceased employee’s AWW, subject to the limits in effect on the date of injury. Death benefits are available for up to 500 weeks. Employers must also pay up to $10,000 for a deceased employee’s funeral expenses.

      Coverage of Minors      

      Yes

      Unlawfully employed minors must be compensated as adults.

      Coverage of Occupational Disease

      Yes

      Claims must be filed within two years after the final determination of a disease or six years after death if death is the result of an occupational disease.


      North Dakota Workers' Compensation

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including: 

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis. 

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in North Dakota on the North Dakota Workforce Safety & Insurance website and in the table below.

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within seven days

      Notice can be given verbally or in writing. Seven day limit can be extended for good cause.

      Employee’s Claim Filing Requirements

      Within one year

       

      Employer’s Report of Accident

      Within seven days

      Failure to submit the initial report is an admission that the alleged injury is compensable.

      Waiting Period

      Four days

      Retroactively paid if disability exceeds five days.

      Total Disability Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,440.00 per week

      Min: $692.00 per week

      July 1, 2022 to June 30, 2023

      Max: $1,359.00 per week

      Min: $653.00 per week

      An employee’s weekly benefit rate is 66 and two-thirds percent of the employee’s gross average weekly wage (AWW), subject to limits that are in effect on the date of injury. New limits become effective as of July 1 each year.

      Death Benefits

      Death benefits are payable to a surviving spouse, child or the child’s guardian(s). In addition, a surviving spouse is entitled to a one-time lump payment of $2,500 plus an additional $800 per each surviving child. Death benefits also include payment of up to $10,000 for funeral expenses.

      Permanent Partial Impairment (PPI) Benefits

      July 1, 2023 to June 30, 2024

      Max: $404.00 per week

      July 1, 2022 to June 30, 2023

      Max: $381.00 per week

      An employee may receive PPD benefits for a number of weeks that is determined by multiplying the employee’s impairment rating (plus a multiplier under certain circumstances), which must be assigned by a licensed physician, by the PPI rate that is in effect on the date of the impairment evaluation.

      Coverage of Minors      

      Yes

      Lump sum payable to guardian.

      Coverage of Occupational Disease

      All diseases

      Claims must be filed within one year from onset of symptoms or 2 years after death. Compensation follows same compensation parameters as compensation for injuries.


       

       

      Workers' Compensation in Ohio

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness. These benefits include:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find more information about Ohio's workers' compensation laws in the table below. 

       

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      As soon as possible

      No time limit specification.

      Employee’s Claim Filing Requirements

      Within one year

      After accident, injury, occupational disease or death.

      Employer’s Report of Accident

      Within one week

      For death or injuries causing more than seven days of disability.

      Employee’s Waiting Period

      One week

      Retroactively paid if disability exceeds two weeks of total disability.

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024 

      Max: $1,195 per week

      Min: $398.33 per week

      Jan. 1, 2023 to Dec. 31, 2023

      Max: $1,149per week

      Min: $383 per week  

      An employee’s benefit rate is 66 and two-thirds percent of the employee’s average weekly wage (AWW), subject to limits in effect on the date of injury. New limits become effective as of Jan. 1 each year. In general, TTD benefits are available for up to 200 weeks.

      Permanent Partial Disability (PPD) Benefits

      For most injuries, PPD benefits are 66 and two-thirds percent of the AWW, subject to a maximum in effect on the date of injury. Other calculations may apply for certain injuries.

      Death Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,195 per week

      Min: $597.50 per week 

      Jan. 1, 2023 to Dec. 31, 2023

      Max: $1,149 per week

      Min: $574.50 per week

      Benefits for a deceased employee’s surviving dependents are generally 66 and two-thirds of the employee’s AWW, subject to limits in effect on the date of injury. Employers must also pay up to $7,500 for a deceased employee’s funeral expenses for dates of injury on or after Sept. 15, 2020 (the maximum funeral expense amount for earlier dates of injury is $5,500).

      Coverage of Minors      

      Yes

      Compensation doubles if the minor was illegally employed at the time of injury. Lump sums must be paid to a guardian.

      Coverage of Occupational Disease

      All Diseases

      All diseases contracted in the course of employment, time limit to file is the later of one year after disability or death or within six months from diagnosis


       

       

      Workers' Compensation in Oklahoma 

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Oklahoma on the Oklahoma Workers' Compensation Commission website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 30 days

      From date of injury

      Employee’s Claim Filing Requirements

      Within one to two years

      Benefit claims for injuries must be filed within one year. The filing deadline for claims related to occupational diseases and infections can be extended to two years.

      Employer’s Report of Accident

      Within 10 days after receiving a notice of injury

      Employers that do not file this report may be subject to a fine of up to $500 per violation.

      Waiting Period

      Three calendar days

       

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,038.00 per week

      Jan. 1, 2023 – Dec. 31, 2023

      Max: $986.86 per week

      Weekly TTD benefits are 100% of an employee’s average weekly wage (AWW), subject to limits in effect on the date of injury. New limits become effective as of January 1 each year. TTD benefits are generally available for up to 104 weeks.

      Death Benefits

      Weekly death benefits are payable to a deceased employee’s surviving dependents. In general, these benefits are 100% of the employee’s AWW for a surviving spouse and lump sum payments of $25,000, to each child, up to $100,000 total, plus additional percentages for each surviving child, subject to the limits in effect on the date of death. Employers must also pay up to $10,000 for funeral expenses.

      Permanent Partial Disability (PPD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $360 per week

      Jan. 1, 2023 – Dec. 31, 2023

      Max: $360 per week

      Actual PPD benefits depend on the nature severity of the disability.

      Coverage of Minors      

      Yes

      Employers must consider future earning capacity.

      Coverage of Occupational Disease

      Yes

      Employment must be the major cause of the disease. This determination must be supported by objective medical evidence.

      Occupational Hearing Loss

      Yes

      Loss of hearing in both ears is compensable for up to 330 weeks. Loss of hearing in one ear is compensable for up to 110 weeks.


      Workers' Compensation in Oregon

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Oregon on the Oregon Workers' Compensation Management-Labor Advisory Committee website and in the table below. 


      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 90 days

      Must be in writing and the employer must acknowledge receiving it.

      Employee’s Claim Filing Requirements

      Within 90 days for injuries

      A different standard applies for occupational diseases (see below).

      Employer’s Report of Accident

      Within five days

      Must include detailed information about the injury and the employee.

      Waiting Period

      Three days

      Retroactively paid if disability exceeds 14 days.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,723.49 per week

      July 1, 2022 to June 30, 2023

      Max: $1,762.57 per week

      TTD rate is 66 and two-thirds percent of average weekly wage (AWW), subject to the maximum in effect on the date of injury. TTD benefits are also subject to a minimum of the lesser of either $50 or 90 percent of AWW per week.

      Permanent Partial Disability (PPD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,295.86 per week

      July 1, 2022 to June 30, 2023

      Max: $1,325.24 per week

      Weekly PPD benefits vary depending on impairment rating. The impairment rating is a percentage used to represent degree of disability a worker has as a result of injury or disease. 

      Death Benefits

      July 1, 2023 to June 30, 2024

      Max: $7,515.80 per month

      July 1, 2022 to June 30, 2023

      Max: $7,686.20 per month

      Monthly death benefit amount depends on date of injury, the number of dependents and the dependents’ ages and marital status. Employers must also pay funeral expenses of up to $25,917.20 for a deceased employee.

      Coverage of Minors

      Yes

       

      Coverage of Occupational Disease

      All Diseases

      Claim must be filed by the later of one year from the date the employee discovers or should have discovered the illness or becomes disabled or is informed he or she is suffering from an occupational disease.


      Workers' Compensation in Pennsylvania  

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Pennsylvania on the Workers' Compensation Appeal Board website and in the table below. 

       

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 21 days

      If notice is not given within 21 days, no compensation is due until notice is given. Compensation is completely barred if notice is not given within 120 days.

      Employee’s Claim Filing Requirements

      Within two years

      After injury, death or last payment.

      Employer’s Report of Accident

      Within 48 hours for fatalities

      Within seven days for injuries

      Employers do not have to report injures that result in a disability lasting for less than one day, shift or turn.

      Employee’s Waiting Period

      Seven days

      Retroactively paid if the disability exceeds 14 days.

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,325 per week

      Jan. 1, 2023 to Dec. 31, 2023

      Max: $1,273per week

      In general, an employee’s weekly benefit rate is 66 and two-thirds percent of his or her average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of Jan. 1 each year. However, the TTD percentage rate may vary based on whether an employee’s AWW falls within certain ranges.

      Death Benefits

      The actual weekly death benefit amount depends on the number of surviving dependents and their ages and marital status. Employers must also pay up to $7,000 for a deceased employee’s funeral expenses. 

      Permanent Partial Disability (PPD) Benefits

      PPD benefits are 66 and two-thirds percent of the difference between the employee’s pre- and post-injury wages and are payable for up to 500 weeks.

      Coverage of Minors      

      Yes

      Compensation increases to 150 percent of regular benefits for an injured minor that was illegally employed.

      Coverage of Occupational Disease

      All diseases

      Onset of disability within 300 weeks from the last date of exposure. Compensation for occupational diseases is the same as for injuries.


       

      Workers' Compensation in Rhode Island

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Rhode Island on the Rhode Island Department of Labor and Training, Workers' Compensation Division website and in the table below. 


      Issue

      Regulation

      Comments

      Notice to Employer

      Within 30 days

       

      Claim Filing Requirements

      Within two years

      After date of injury, manifestation, knowledge of injury, or death.

      Employers Report of Accident

      Within 10 days

      Reporting requirements apply for injuries that cause an employee to sustain three or more days of disability. If the injury results in a fatality employers must report the accident within 48 hours.

      Waiting Period

      Three days

       

      Temporary Total Disability (TTD) Benefits

      Oct. 1, 2023 – Sept. 31, 2024

      Max: $1,534 per week

      Oct. 1, 2022 – Sept. 31, 2023

      Max: $1,481 per week

      An employee’s benefit rate is 75 percent of his or her spendable base wage, subject to the limit in effect on the date of injury. A new limit becomes effective as of Oct. 1 each year.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits are available for up to 312 weeks.

      Death Benefits

      A surviving spouse may receive an additional $40 for each dependent child; children receive benefits beyond the age of 18 if they are disabled or until age 23 if they are full-time students. Employers must also cover funeral expenses of up to $20,000.

      Coverage of Minors      

      Yes

      The compensation for minors may triple if the minor was illegally employed at the time of injury.

      Coverage of Occupational Disease

      All Diseases

      Date of injury equates to first date of lost time/disability, either partial or total.

       

      Workers' Compensation in South Carolina

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in South Carolina on the South Carolina Workers' Compensation Commission website and in the table below. 

       

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 90 days

      Notice must be given in writing. Failure to provide notice within this timeframe is excusable if the employer had knowledge of the accident or the employee was prevented from providing notice and the employer is not prejudiced by the lack of notice.

      Employee’s Claim Filing Requirements

      Within two years

       

      Employer’s Report of Accident

      Within 10 days

      Employers must record all work-related injuries. However, they are required to report only those injuries that cause an employee to miss more than one day of work or that require medical treatment with a cost of at least $500.

      Employee’s Waiting Period

      Seven days

      Retroactively paid if disability exceeds more than 14 days.

      Temporary Total Disability (TTD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,093.67 per week

      Min: $75.00 per week 


      Jan. 1, 2023 to Dec. 31, 2023

      Max: $1,035.78 per week

      Min: $75.00 per week

      An employee’s benefit rate is 66 and two-thirds of the employee’s average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of Jan. 1 each year. TTD benefits are available for up to 500 weeks.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits depend on the type of injury and are payable for the number of weeks determined in a partial disability compensation schedule. If the disability is not listed on the schedule, PPD benefits are 66 and two-thirds of the difference between the employee’s pre- and post-injury wages for up to 340 weeks. PPD benefits are not subject to the minimum.

      Death Benefits

      Death benefits are payable to a deceased employee’s dependents for up to 500 weeks. Lump sums are possible and may be paid retroactively. Employers must also pay up to $12,000 for a deceased employee’s funeral expenses.

      Coverage of Minors

      Yes

      Benefits in excess of $10,000 must be paid to a parent or guardian.

      Coverage of Occupational Disease

      All Diseases

      Claims must be filed within two years after a diagnosis and the causal relationship between the disease and the worker’s employment are established.


       


      Workers' Compensation in South Dakota

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in South Dakota on the South Dakota Department of Labor and Regulation, Division of Labor & Management, Workers' Compensation website and in the table below.

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Immediately or as soon as practicable

      Written notice must be provided within 3 business days. Exceptions apply if the employer has actual knowledge or the employee has good cause.

      Employee’s Claim Filing Requirements

      Within two years

      Time begins running when the claimant becomes disabled or dies.

      Employer’s Report of Accident

      Within seven days

      Required for any injury that requires medical treatment beyond first aid or that causes a disability that lasts longer than seven days.

      Waiting Period

      Seven consecutive days

      Benefits for the first seven days are paid retroactively if the disability exceeds seven days.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,029.00 per week

      Min: $515.00 per week

       

      July 1, 2022 to June 30, 2023

      Max: $975.00 per week

      Min: $488.00 per week

      TTD rate is 66 and two-thirds percent of average weekly wage (AWW), subject to the limits in effect on the date of injury. New rate limits become effective as of July 1 each year.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits are one-half of the difference between pre- and post-injury AWW, subject to the limits in effect on the date of injury. The aggregate amount an employee receives (post-injury wages and PPD benefits) must be at least equal to the employee’s TTD rate, unless the employee refuses an offer of suitable employment.

      Death Benefits

      Death benefits are payable to surviving dependents. If the deceased leaves children under the age of 18, each child is entitled to an additional sum of $50 per month. Employers must also pay funeral expenses of up to $10,000 for a deceased employee.

      Coverage of Minors      

      Yes

       

      Coverage of Occupational Disease

      All diseases

      A disease must be due to causes in excess of the ordinary hazards of employment. This includes any disease due or attributable to exposure to or contact with any radioactive material in the course of employment. 



      Workers' Compensation in Tennessee

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Tennessee on the Tennessee Department of Labor and Workforce Development, Bureau of Workers' Compensation website and in the table below. 

       

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 15 days

      Notice must be written and signed.

      Employee’s Claim Filing Requirements

      Within one year

      Dispute resolution is initiated by filing a Petition for Benefit Determination.

      Employer’s Report of Accident

      Within 14 days

      Employers must report accidents that result in death or personal injury that prevents an employee from returning to work within seven days of the accident. A report for accidents that cause fewer than seven days of disability must be submitted by the fifteenth day of the month following the accident.

      Waiting Period

      Seven days

      Payable retroactively if disability exceeds 14 days.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,313.40 per week

      Min: $179.10 per week

      July 1, 2022 to June 30, 2022

      Max: $1,233.10 per week

      Min: $168.15 per week

      An employee’s TTD benefit rate is 66 and two-third percent of the employee’s average weekly wage (AWW), subject to the limits in effect on the date of injury. New limits become effective as of July 1 each year.

      Death Benefits

      Actual death benefits depend on the number of surviving dependents, their ages, the nature of their relations to the deceased employee and their marital status. Employers must also pay funeral expenses of up to $10,000 for a deceased employee.

      Permanent Partial Disability (PPD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,194.00 per week

      Min: $179.10 per week

      July 1, 2022 to June 30, 2022

      Max: $1,121.00 per week

      Min: $168.15 per week

      An employee’s PPD benefit rate is 66 and two-third percent of his or her average weekly wage (AWW), subject to the limits in effect on the date of injury. PPD benefits are determined by impairment to the body as a whole, which is valued at 450 weeks.

      Coverage of Minors      

      Yes

      Benefits are payable to the minor’s guardian.

      Coverage of Occupational Disease

      Yes

      Notice is required within 30 days after diagnosis. Employees have one year after incapacity to file for benefits.


       

      Workers' Compensation in Texas

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness. These benefits include:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find more information about workers' compensation in Texas on the Texas Division of Worker’s Compensation website and in the table below.

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 30 days

      Failure to report in time is excusable if there is good cause.

      Employee’s Claim Filing Requirements

      Within one year

      Failure to file in time is excusable if there is good cause or if the employer’s insurance carrier does not dispute the claim.

      Employer’s Report of Accident

      Within eight days

      The employer must submit an injury report to the insurance carrier within eight days. The insurance carrier must submit a report to the commission within seven days of receiving the employer’s report.

      Employee’s Waiting Period

      Seven days

      No indemnity is available unless the disability lasts for at least one week. Retroactively paid if disability exceeds 2 weeks

      Temporary Income Benefits (TIB)

      Oct. 1, 2023 to Sept. 30, 2024

      Max: $1,174.00 per week

      Min: $176.00 per week

      Oct. 1, 2022 to Sept. 30, 2023

      Max: $1,112.00 per week

      Min: $167.00 per week

      An employee’s weekly TIB rate is up to 75 percent of his or her average weekly wages (AWW), subject to the minimum and maximum limits in effect on the date of injury. New limits become effective as of Oct. 1 each year.

      Death Benefits

      Death benefits are 75 percent of a deceased’s employees AWW, subject to the maximum (but not the minimum) in effect on the date of injury. A surviving spouse may receive benefits for life or until remarriage. Surviving children may also receive benefits up until their 18th birthday (25th if they are full-time students). Employers must also pay up to $10,000 for a deceased employee’s funeral expenses.

      Impairment Income Benefits (IIB)

      Oct. 1, 2023 to Sept. 30, 2024

      Max: $822.00 per week

      Min: $176.00 per week

      Oct. 1, 2022 to Sept. 30, 2023

      Max: $778.00 per week

      Min: $167.00 per week

      An employee’s weekly IIB rate is 70 percent of his or her average weekly wages (AWW), subject to the minimum and maximum limits in effect on the date of injury.

      Coverage of Minors      

      Yes

      Benefits payable to guardian.

      Coverage of Occupational Disease

      Yes

      Must file within one year from the time the employee learns (or should have learnt) of the disease’s relationship to his or her employment.

      Workers' Compensation in Utah

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Utah on the Utah Labor Commission, Industrial Accidents Division website and in the table below.

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 180 days

      Notice must be provided promptly. A report filed by the employer or a physician and the payment of any medical or disability benefits constitute notification of injury.

      Employee’s Claim Filing Requirements

      Varies by benefit

      Claims for medical and death benefits must be filed within one year of the injury. Claims for disability benefits must be filed within six years.

      Employer’s Report of Accident

      Within seven days

      Employers must document all work-related injuries but must only report injuries that are beyond first-aid treatment. 

      Waiting Period

      Three days

      Payable retroactively if disability exceeds 14 days.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,230.00 per week

      July 1, 2022 to June 30, 2023

      Max: $1,130.00 per week

      An employee’s weekly benefit rate is 66 and two-thirds percent of the employee’s average weekly wages (AWW), subject to the limits in effect on the date of injury. TTD benefits are also subject to a minimum of $45 per week. TTD and death benefits are available for up to 312 weeks.

      Death Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,046.00 per week

      July 1, 2022 to June 30, 2023

      Max: $961.00 per week

      Death benefits are payable to a dependent spouse and dependent children. Employers must also cover up to $9,000 for funeral expenses in cases involving an employee’s death.

      Permanent Partial Disability (PPD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $820.00 per week

      July 1, 2022 to June 30, 2023

      Max: $753.00 per week

      PPD benefits depend on the nature and extent of disability. PPD benefits are also subject to a minimum of $45 per week.

      Coverage of Minors      

      Yes

      Lump sum must be paid to the minor’s legally appointed guardian.

      Coverage of Occupational Disease

      All Diseases

      Occupational diseases must be reported within 180 days after cause of action arises. Compensation for occupational diseases is the same as for injuries.

      Workers' Compensation in Vermont

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including: 

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis. 

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Vermont on the Vermont Department of Labor, Division of Workers' Compensation website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      As soon as practicable

      The notice must be in writing but failure to give notice may be excused if the employer is not prejudiced by it.

      Employee’s Claim Filing Requirements

      Within six months

      Time begins running on the date of injury or incapacity.

      Employer’s Report of Accident

      Within 72 hours

      Employers must report injuries resulting in an employee losing more than one day of work or requiring medical treatment.

      Waiting Period

      Three days

      Benefits for the first three days are payable retroactively if the disability exceeds three days.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,700.00 per week

      Min: $567.00 per week

      July 1, 2022 to June 30, 2023

      Max: $1,604.00 per week

      Min: $535.00 per week

      An employee’s weekly disability benefit rate is two-thirds of the employee’s average weekly wage (AWW), subject to the limits in effect on the date of injury. An employee may also receive an additional $10 per week for each dependent under the age of 21.

      Permanent Partial Disability (PPD) Benefits

      PPD benefits are payable for a period proportional to the severity of the impairment.

      Death Benefits

      The death benefit rate is up to 76 and two-thirds percent of the deceased employee’s AWW, subject to the limits in effect on the date of injury. The amount depends on the number of dependents and their ages and marital status. Employers must also pay funeral expenses of up to $10,000 and out-of-state transportation expenses of up to $5,000 for a deceased employee.

      Coverage of Minors      

      Yes

      Time limitations do not apply to minors and legally incompetent individuals who do not have a guardian. Benefits must be paid to a guardian if one exists.

      Coverage of Occupational Disease

      All diseases

      Claims for occupational diseases must be filed within two years of the date the condition becomes reasonably discoverable and apparent.

      Workers' Compensation in Virginia

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Virginia on the Virginia Workers' Compensation Commission website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 30 days

      The notice must be in writing.

      Employee’s Claim Filing Requirements

      Within two years

      Time begins running from the accident or death

      Employer’s Report of Accident

      Within 10 days

      Must contain the name, nature and location of the business of the employer and the injured employee’s name, age, sex, wages and occupation. The date and hour of the accident must also be provided. 

      Waiting Period

      Seven days

      Retroactively paid if disability exceeds more than 3 weeks.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,343.00 per week 

      Min: $335.75 per week

      July 1, 2022 to June 30, 2023

      Max: $1,290.00 per week

      Min: $322.50 per week

      The weekly benefit rate is 66 and two-thirds percent of the employee’s average weekly wage (AWW), subject to limits in effect on the date of injury. TTD benefits are payable for a maximum of 500 weeks, unless the person is totally and permanently disabled. 

      Death Benefits

      Death benefits also include up to $10,000 for funeral expenses and up to $1,000 in reasonable expenses for transporting the decedent’s remains for burial.  

      Permanent Partial Disability (PPD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,343.00 per week 

      July 1, 2022 to June 30, 2023

      Max: $1,290.00 per week

      PPD benefits are subject to the maximum rate but not to the minimum limit. The length of time an employee may receive PPD benefits depends on the injury.

      Coverage of Minors      

      Yes

      Benefits of over $15,000 are payable to a guardian.

      Coverage of Occupational Disease

      All diseases

      Claim must be filed within two years after a diagnosis of the disease is first communicated to the employee or within five years from the date of the last injurious exposure in employment, whichever first occurs.

       


      Workers' Compensation in Washington

       For workers who are injured on the job or have a work-related illness, workers’ compensation provides benefits, including:  

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.  

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. 

      You can find more information about workers' compensation in Washington on the Department of Labor and Industries website and in the table below.

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Immediately

      Notice is necessary for injuries that result in medical treatment, hospitalization, disability or death.

      Employee’s Claim Filing Requirements

      Within one year

      From the date of injury.

      Employer’s Report of Accident

      Immediately

       

      Waiting Period

      Three days

      Benefits for the first three days are payable retroactively if disability exceeds 14 days. Attempts to return to work do not break the continuity of a 14-day disability period.

      Temporary Total Disability (TTD) (also known as “Time-Loss”) Benefits

       

      July 1, 2023 to June 30, 2024

      Max: $8,416.70 per month

      Min: $1,052.09 per month 

      July 1, 2022 to June 30, 2023

      Max: $8,250.80 per month

      Min: $1031.35 per month

      An employee’s TTD rate is 60 to 75 percent of wages, subject to the limits based on the date of injury and depending on the employee’s marital status and number of children. New limits and cost of living adjustments become effective as of July 1 each year.

      Permanent Partial Disability (PPD) Benefits

      Benefit amount depends on the disability (see schedule)

      The PPD benefit rate depends on the benefit calculation schedule. All amounts are adjusted annually to reflect changes in the consumer price index. An injured employee must receive a portion of his or her PPD award as a lump-sum down payment, which is subject to the limit in effect on the date of injury.

      Death Benefits

      July 1, 2023 to June 30, 2024

      Max: $8,416.70 per month

      July 1, 2022 to June 30, 2023

      Max: $8,250.80 per month

      The death benefit rate is 60 to 75 percent of the deceased employee’s wages, subject to the limits in effect on the date of injury, and depending on the employee’s marital status and number of children. Employers must also pay burial expenses for a deceased employee.

      Coverage of Minors      

      Yes

      Benefits payable to a minor must be given to his or her guardian unless the guardian authorizes paying minor directly.

      Coverage of Occupational Disease

      Yes

      Occupational disease claims must be filed within two years after learning of the disease’s relationship with employment.

      Workers' Compensation in West Virginia

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in West Virginia on the West Virginia Offices of the Insurance Commissioner website and in the table below. 


      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within two days

      Must be in writing and must indicate the name and address of the employer, the name and address of the employee, the time, place, nature and cause of the injury, and whether any disability has resulted from the injury.

      Employee’s Claim Filing Requirements

      Within six months

      If an employee is mentally or physically incapable of filing the application, it may be filed by his or her attorney or by a family member.

      Employer’s Report of Accident

      Within five days

      Employers have the right to file supplemental reports at a later date, but initial reports must be made within the required time frame.

      Waiting Period

      Three days

      Benefits are paid retroactively if the disability exceeds seven days from the day the employee leaves work as a result of the injury.

      Temporary Total Disability (TTD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $1,010.41 per week

      Min: $193.33 per week

      July 1, 2023 to June 30, 2023

      Max: $957.40 per week

      Min: $193.33 per week

      Weekly benefits are 66 and two-thirds percent of the employee’s average weekly wage (AWW) subject to limits in effect on the date of injury. TTD benefits are payable for up to 104 weeks.

      Death Benefits

      Children receive benefits beyond age 18 if disabled or until age 25 if full-time students. Employers must also pay burial expenses for a deceased employee.

      Permanent Partial Disability (PPD) Benefits

      July 1, 2023 to June 30, 2024

      Max: $707.29per week

      Min: $193.33 per week

      July 1, 2022 to June 30, 2023

      Max: $670.18 per week

      Min: $193.33 per week

      Actual PPD benefits depend on the severity of the disability.

      Coverage of Minors      

      Yes

       



      Coverage of Occupational Disease

      All diseases

      Must be a direct causal connection between the conditions under which work is performed and the occupational disease.

      Workers' Compensation in Wisconsin

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Wisconsin on the Wisconsin Labor and Industry Review Commission website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 30 days

      Absence of notice is excusable if employer is not misled by it.

      Employee’s Claim Filing Requirements

      Within two years

      If a claim is not filed within the two-year period, compensation may still be awarded if the employer knew or should have known about the nature of the disability and its relation to the employment within the two-year period. However, all rights are barred if no claim is filed within 6 years of a traumatic injury. An employee who sustains an occupational disease or who was injured before March 2, 2016, may have 12 years from the date of injury to file a claim. There is no claim-filing time limit for certain occupational diseases and injuries.

      Employer’s Report of Accident

      Within seven days

      Within 24 hours for fatalities.

      Employee’s Waiting Period

      Three days

      Retroactively payable if disability lasts more than seven calendar days.

      Temporary Total Disability (TTD), Permanent Total Disability (PTD) and Death Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $1,296 per week

      Jan. 1, 2023 – Dec. 31, 2023

      Max: $1,247 per week

      Weekly benefit rates are 66 and two-thirds of the employee’s average weekly wages (AWW), subject to the limits in effect on the date of injury. For most dates of injury, total disability and death benefits are also subject to a $30 minimum. New benefit rate limits become effective as of Jan. 1 each year.

      Permanent Partial Disability (PPD) Benefits

      Jan. 1, 2024 to Dec. 31, 2024

      Max: $430 per week

      Jan. 1, 2023 – Dec. 31, 2023

      Max: $430 per week

      In addition to the weekly rate limits, death benefits are subject to the aggregate limit in effect on the date of injury. For injuries that occurred in 2023, the aggregate limit is $347,100. For injuries that occur in 2024, the aggregate limit is $388,800. Employers must also pay up to $10,000 for funeral expenses in cases involving an employee’s death.

      Coverage of Minors      

      Yes

      Compensation may double or triple if a minor is employed illegally.

      Coverage of Occupational Disease

      All Diseases

      Disability date is the last day of work for the last employer whose employment caused the disease.


      Workers' Compensation in Wyoming

      Workers' compensation provides benefits to workers who are injured on the job or have a work-related illness, including:

      • Payment for medical treatment for a work-related injury or illness.
      • Cash payments that partially replace lost wages on a temporary or permanent basis.

      With the exception of certain industries, workers' compensation programs are designed and administered by state governments. In general, state laws require employers to purchase insurance from an authorized carrier or to self-insure. Programs vary by state in terms of benefit levels, duration, and types of compensable injuries. You can find helpful information about workers' compensation in Wyoming on the WyomingDepartment of Workforce Services,  Workers' Compensation Division website and in the table below. 

      Issue

      Regulation

      Comments

      Employee’s Notice to Employer

      Within 72 hours

      Lack of notice is excusable if there is no prejudice to the employer or the division.

      Employee’s Claim Filing Requirements

      Within one year

      After the date the injury occurred or the employee discovers the injury.

      Employer’s Report of Accident

      Within 10 days

       

      Employee’s Waiting Period

      Three days

      Retroactively paid if disability exceeds more than eight days.

      Temporary Total Disability (TTD) Benefits

      2023 Monthly Min / Max:

      Q4: $1,476.80 / $3,281.94

      Q3: $1,378.00 / $3,134.60

      Q2: $1,220.70 / $3,027.70

      Q1: $1,229.80 / $3,065.11

      2022 Monthly Min / Max:

      Q4: $1,485.90 / $3,302.17

      Q3: $1,293.50 / $2,874.59

      Q2: $1,282.24 / $2,849.57

      Q1: $1,282.24 / $2,848.58

      TTD benefits are two-thirds of the employee’s average monthly wage (AMW), subject to limits that are in effect on the date of injury. New limits become effective on a quarterly basis.

      Death Benefits

      Surviving dependents may receive benefits based on a percentage of wages at the time of death, subject to limits in effect at the time of death. Death benefits are usually available for up to 100 months. Employers may also be required to pay $5,000 for funeral expenses and an additional $5,000 to cover other related expenses.

      Permanent Partial Disability (PPD)

      PPD benefits depend on an individual’s percentage of whole-body impairment, as determined by a physician.

      Coverage of Minors      

      Yes

       

      Coverage of Occupational Disease

      All Diseases

      Claim must be filed within one year of the time the employee learns of the existence of the disease or three years from the time of last exposure, whichever occurs last.