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Grandfathered Health Plans—FAQs

A grandfathered group health plan is a plan in existence as of March 23, 2010 that has not made changes which significantly reduce benefits or increase out-of-pocket spending for individuals covered under the plan. If a plan loses its grandfathered status, it may no longer be exempt from certain requirements under Health Care Reform.

Below are common questions and answers for employers and group health plans related to maintaining grandfathered status. 

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