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Loss of Dependent Child Status

Group health plans that provide dependent coverage generally cover dependent children only to a certain age. Under the Affordable Care Act, young adults can continue coverage on their parents' health care plan until age 26, regardless of marital, financial or residential status. (Click here for more.) 

If a dependent enrolled in a health plan loses eligibility because he or she loses dependent child status under the plan rules, that individual may be entitled to COBRA continuing coverage for up to 36 months.

Provide Notice to Your Plan - Within 30 Days of the Event

If an event occurs that triggers an employee’s or family member’s rights to COBRA coverage, the employer must notify its group health plan of the event. The group health plan is not required to act until it receives an appropriate notice of such a qualifying event. When one of these events occurs, the employer has 30 days after the event to provide notice to the plan.

 The employer is required to notify the plan if the qualifying event is...

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