Your Compliance Edge

COBRA Explained

The section below outlines key definitions and elements of COBRA including:

  • Health Plans Covered by COBRA 
  • What COBRA Requires 
  • Who Is Entitled To COBRA  
  • Qualifying Events 
  • Maximum Coverage Periods 
  • Events That Terminate COBRA Coverage Early 
  • Notice Requirements 
  • Additional COBRA Information 

Health Plans Covered by COBRA

COBRA generally applies to all private-sector group health plans maintained by employers that have at least 20 employees on more than 50% of typical business days in the previous calendar year. COBRA also applies to plans sponsored by state and local governments. The law does not apply, however, to plans sponsored by the federal government or by churches and certain church-related organizations.



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